Buy-to-Let & Let-To-Buy Mortgages

Buy to Let has always been a familiar enquiry at Carbon.

We can advise on a wide variety of simple and complex BTL cases and we often coordinate specialist tax advice if you are unsure of any efficiencies that are available when comparing personal name to Ltd Co ownership.

The majority of enquiries can be summarised in the main categories below. Each has significant impact on lender choice, rate, fees and overall leverage that dictates deposit. Detail is essential in BTL funding.

• Personal name BTL structure
• Personal name BTL structure using client personal income to secure higher leverage.
• Limited Co BTL structure (please see our specialised tab)
• HMO property type either in Personal name or Ltd Co.
• Holiday Let property type
• Foreign Investor looking for UK investment property.
  • Ex Pat client looking to refinance or acquire UK investment property.